Percentage Calculator
Three calculation modes — choose the one that fits your question.
What is X% of Y?
Find a percentage of any number. Great for tips, discounts, and tax calculations.
Enter the percentage and the number you want to find a percentage of. Useful for tips (15% of $60), discounts (20% off $150), or tax (8.5% of $200).
X is what percent of Y?
Find the percentage one number represents of another. Useful for test scores, progress tracking.
Enter the value (X) and the total (Y). For example: you scored 42 out of 50 on a test — what percentage is that? Enter 42 and 50.
Percentage change from X to Y
Calculate how much a value increased or decreased. Used for price changes, growth rates, salary increases.
Enter the original value and the new value. For example, a salary that went from $65,000 to $72,000 — enter 65000 and 72000 to see the percentage raise.
Frequently Asked Questions
How do I calculate what percentage X is of Y?
What is the formula for percentage change?
How do I find a percentage of a number?
What is the difference between percentage and percentage points?
How do I calculate a discount percentage?
How do I calculate a tip percentage?
What is a percentage increase calculator?
How do I reverse-calculate a percentage (find the original value)?
Percentages: The Math Behind Everyday Money Decisions
Percentages are everywhere in financial life — sales tax, salary raises, investment returns, loan rates, discounts. Most people can calculate them mechanically but get tripped up on the subtler cases.
There are three fundamental percentage problems. What is 15% of $85? — you're finding a portion ($12.75). $12 is what percentage of $80? — you're finding a rate (15%). $68 is 85% of what number? — you're working backward to find the whole ($80). The third type is where most people reach for a calculator because the mental math isn't obvious.
One of the most common percentage mistakes: a 20% price increase followed by a 20% price decrease does not return you to the original number. Start with $100. Add 20%: $120. Now subtract 20% of $120, which is $24. You end at $96, not $100. The base changed between the two calculations. This same math explains why investment losses are harder to recover from than they appear — a 50% loss requires a 100% gain just to break even.
Percentage points and percentages are different and get confused constantly in financial news. If a mortgage rate rises from 6% to 7%, it rose by 1 percentage point, but by 16.7% in relative terms. Both statements are technically true. Understanding which one is being used changes how you interpret the information.
APR and APY are both annual rates but measure different things. APR is the stated annual rate without compounding. APY includes the effect of compounding over the year. A savings account with 5% APR compounded monthly actually yields 5.12% APY. When comparing savings accounts, APY is the number that matters. When comparing loan costs, scrutinize the APR.
How to Use This Percentage Calculator
Switch between the three tabs to select the type of percentage problem you need to solve. The "X% of Y" tab finds an amount—useful for calculating tips on restaurant bills, figuring out sales tax, or determining how much a 20% discount saves you. The "X is what % of Y" tab works backwards, telling you the proportion—perfect for grade calculations or measuring what fraction of a budget something represents.
The "% Change" tab measures growth or decline between two values. This is the calculation behind stock price changes, year-over-year revenue comparisons, and salary increase negotiations. A positive result means the value went up; a negative result means it went down. All three modes update instantly as you type, so you can experiment with different numbers to see how percentages work in real-time.